Who We Are
We've spent our careers building the scoring systems and AI platforms that enterprises rely on. Now we're building the one that SMEs and startups deserve.
SMEMojo's leadership designed global credit scores at Dun & Bradstreet, led billion-dollar AI transformations at IBM and Genpact, and built data science organizations across three continents. The RIC Score isn't our first scoring system. It's our best.
Our Team
Maria Singson, PhD
Founder & CEO
Author of hundreds of proprietary scoring algorithms. Designed the RIC Score™ methodology encompassing 300+ factors across Culture, Strategy, and Scalability. Built enterprise credit scores and demand estimators, and led analytics innovations to find new markets at Dun & Bradstreet. Serial data and AI entrepreneur, serving up AI and analytics strategy and solutions globally. Advisor to startups on AI strategy.
•ex-VP of Customer Success and Ecosystem Business Development at IBM
•ex-Chief Science Officer at Genpact
•ex-GM of Data Science at Mastech Infotrellis
Nipa Basu, PhD
CTO
Data & Analytics executive and Applied Data Science and AI expert. Her team built and iterated on the Dun & Bradstreet Global Credit Score and Financial Stress Score — the industry-standard tools banks and lenders use worldwide to evaluate SME creditworthiness.
•ex-Chief Analytics Officer at Dun & Bradstreet
•ex-GM of GHD's Global Digital Intelligence
•Sandia Lab and AT&T research alum
Greg Shelton
Advisor
Founder of 2 top accounts receivables companies. Managed $40B+ in distressed debt portfolios. Led 37+ M&A strategies and negotiations. Distressed debt sales deal flow expert ($1B+ transactions). Fraud and loss recovery expert.
•ex-CEO of first online distressed debt platform
•ex-Director at LexisNexis
•ex-VP at Citi, where he led strategic expansions in APAC
Madhavan Vasudevan, PhD
Advisor
Advisor to AI startups in Silicon Valley, Bangalore and SEZ. 30+ years of product innovation and market mapping for emerging AI technologies. 10+ years mentoring seed and early stage VC-backed AI startups on product fit and GTM strategy for the US.
•ex-CTO of IBM APAC
•ex-Chief Strategy Officer at Mastech Infotrellis
Global Reach
Americas, APAC & EMEA experience
AI & Data Experts
Hands-on data science leadership
Founders & Funders
Built and invested in companies
Why We Built This
After decades of building credit scores and AI platforms for the world's largest enterprises, one thing became clear: the tools that evaluate big companies are useless for the businesses that actually drive economies.
SMEs and startups don't fail because they lack potential — they fail because nobody can see it. Traditional credit scores measure financial history. Pitch decks measure presentation skills. Neither measures what actually determines whether a business will succeed: its culture, its strategy, and its ability to scale.
We built the RIC Score to close that gap — to give every business a fair, standardized, expert-validated measure of readiness. And we're building SMEMojo so they can act on it.